HDFC Personal Pension Plan Today, you are busy climbing the ladder of success and realizing your dreams. Today, time is with you. Just take a moment and think. Will you be able to continue at the same pace? Will your income be the same forever? Will you be able to live life on your own terms even after you retire? The HDFC Personal Pension Plan is a 'With Profits' insurance policy that is designed to provide a post-retirement income for life with the freedom to choose your retirement date.

Features

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Advantages

• This plan is designed to provide you a post retirement income for life- You can choose your premium, the Sum Assured and your retirement date. At the end of the policy term, you will receive the Sum Assured plus any attaching bonuses, which will provide you a post retirement income in your golden years
• On your chosen retirement (Vesting) date, you will get the lump sum comprising the Sum Assured plus any attaching bonus.
  • You can take up to 1/3rd of your Sum Assured as a tax free cash lump sum
  • The rest must be converted to annuity
  • You can buy the annuity from us or any other insurer
• For Regular Premium Policy, you can choose to pay your premium as either Annually, Half-Yearly or Quarterly depending on your convenience. You also have a range of convenient auto premium payment options
• Tax benefits under sections 80CCC of the Income Tax Act, 1961 subject to the provisions contained therein

For more details on risk factors, terms and conditions, please read Product Brochure carefully and/or consult Financial Consultant before taking a decision.Â